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CATTLE

COMMON
QUESTIONS COYOTE TRACKS

ABOUT RECEIVING (left) are narrower and more
elongated than dog tracks
AN AGAMERICA
FARM LOAN, PART III
(right). F: Front track / H: Hind

track. Photo courtesy of UF/IFAS
and Florida Fish and Wildlife

IN MY THIRD and inal entry of answering Conservation Commission.
common questions on AgAmerica farm loans, I ofer

details on equity “Line of Credit” that may prove to be CFAN: HOW CAN LOCAL RANCHERS REPORT
a viable option for your operation.
A COYOTE SIGHTING TO YOU? WHAT

Can I inance an agricultural facility?
INFORMATION WOULD YOU LIKE RECORDED?
CFAN: WHAT SUGGESTIONS DO YOU HAVE FOR
RANCHERS CONCERNING COYOTES?
Yes, we ofer inancing options for ag facilities such Dr. Boughton: We want irsthand observation of coyote-
calf interactions and assumed kills by coyotes, but we Dr. Boughton: Don’t jump to conclusions. If you don’t
as dairies, feedlots, poultry barns, hog farms, grain
facilities, packing plants, and restoration projects.
also want knowledge of carcasses just thought to have have a history of calf death, shooting your resident
been scavenged. If possible, take a picture of the carcass coyotes will open up the area for a new group with
Do you have an oice in my area?
and close-ups of any head or neck wounds, canine unknown dinner tastes. Better the devil you know.
Bankers South is a Florida-based company. While we puncture wounds, and any footprints nearby. I can be Attempt to understand if a dead calf was killed or
may not have an oice in your area, we can use an
contacted at (863)735-1314 or rboughton@ul.edu.
scavenged. Killed calves usually have a lot more
appraiser in your area. We also have Correspondent bleeding, are attacked around the head and oten killed
Lenders spread around the Southeast. Just give us
by a bite to the ventral side of the neck/throat. Like
a call to ind out more about your local rep. Being many predators, the relationship with prey is oten

an established ag lending company, we have a local dependent on how hard prey is to acquire and if the
presence where it matters and the ability to assist your
predator has learned successful capture techniques; this
project.
is when problems occur. ag

What is an equity LOC?
An equity “Line of Credit” is an operating line that can

be used to inance your ag operation and is secured by
the equity you have in your land. Unlike typical LOCs
What do you
where you need to go through the approval process
every year, our operating lines are valid for 10 years know about
success?
with no annual “resting period” required and with

rates as low as 2.61 percent.
INCOME PROTECTION | WEALTH BUILDING STRATEGIES
|
Do I have to pay of the balance of my LOC RETIREMENT PLANNING ESTATE PLANNING
annually?

No. Once approved, our LOC is valid for 10
years with no “rest period” or requirement to be

repaid every year. You also have
the option of “terming out”

the balance of your Line
You know.
for up to 15 years, at the
end of the 10 years.
Success is providing for those 5143 South Lakeland Drive, Suite 4
who are most important to you.
Lakeland, FL 33813

his column is sponsored by Success can often depend on 863-940-4755
Bankers South
guidance from the right people.
Lending & www.burksinancialgroup.com
Finance.
by LEIGH ANN WYNN
Do you know Burks

Financial Group?

Successful people do.
BIO: Leigh Ann Wynn is the Sr. VP of business development for
Bankers South. Adding mortgage loan originator to her title,
Leigh Ann is actively working with the AgAmerica Lending Pro- Matthew Burks is a registered representative of and offers securities, investment advisory and inancial planning
services through MML Investors Services, LLC. Member SIPC. Nathan Patterson and John Travis Lillie are registered
gram by Bankers South, ofering low interest ag loans. As an representatives of and offer securities through MML Investors Services, LLC. Member SIPC. Supervisory Ofice:
active member of the ag community and a seventh generation 4830 W. Kennedy Blvd. Suite 800, Tampa, FL 33609 813-286-2280. Burks Financial Group is not an afiliate or
Floridian, Leigh Ann understands your ag needs and is here to subsidiary of MML Investors Services, LLC or its afiliated companies.
BCC3705 414 CRN201604-181891
answer your questions. She can be reached at leighann@bank-
erssouth.com or (863) 607-9500.

16 | CFAN
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