Making rural land ownership simple for the land lover

WITH THIS BEING the AgriTourism and Recreation edition of Central Florida Ag News, I thought it would be a good time to talk about our Rural Land and Home Loans, and why it’s a perfect fit for the rural land lover or hobby farmer looking to plant some roots and enjoy a little “fun on the farm.” Whether you hope to start a small peach farm that’s perfect for u-pick, or you plan to rent the barn — since it would be the ideal rural setting to hold weddings and other private gatherings — buying acreage in the country is a goal that can have many benefits, and “agritourism and recreation” are just some of those advantages.

Rural land offers the beauty of the great outdoors, the opportunity to see wildlife, and the peace and quiet of wide-open spaces. The program parameters for AgAmerica’s Rural Land and Home Loan program are a nice fit for most small-scale farmers or those looking for a country estate. They include:

• Properties must be at least 25 continuous acres with a home.

• Zoning must be ag or ag/residential.

• Loans must be for lifestyle real estate properties: hobby farms, rustic estates, rural retreats, etc.

• Property cannot be in a deed-restricted community.

If you wish to follow the great advice of American author Mark Twain, who once said, “Buy land, they aren’t making any more of it,” then consider these benefits of getting a rural land loan through this program:

• Step-by-step support through the entire process from the AgAmerica team, the land loan specialists.

• A straight-forward application process.

• Financing for first or second homes.

• Custom land loan packages that may include a line of credit (LOC).

At AgAmerica, we enjoy helping people turn Mark Twain’s land ownership advice into a reality by making rural land ownership simple for the land lover.

This column is sponsored by AgAmerica Lending.


column by DON HARDEN

BIO: Donald Harden, the Relationship Manager for AgAmerica Lending, grew up in the cattle and citrus business, managing a family ranch of several thousand cattle and horses. He has more than 30 years of experience in the real estate business, and more than 20 years specializing in agricultural sales. Don has owned and operated farm and ranch supply stores, machinery auction companies, and farms. He has served as a director and on the board of the Cattlemen’s Association, as the manufacturer’s representative for ag equipment companies, and as a beef cattle specialist for a national feed company. Don has traveled across the U.S. as a sales rep. conducting seminars and fostering long-lasting business relationships. Don enjoys his work at AgAmerica, as he has never met a stranger. For more information, visit

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